Secure.
Grow.
Succeed.
Smart Investing
Building prosperity, one investment at a time
We support individuals and small businesses by providing access to timely credit, designed around cash flows, contracts, and real opportunities—not rigid traditional lending models.
Access credit that is structured responsibly to support growth without overburdening the borrower.
Tailor-made loan products designed around your income, contracts, or business operations.
Minimal documentation, fast approvals, and professional customer support throughout the loan cycle.
Our Value
Join now to maximize growth while balancing risk
Our financing approach focuses on sustainability, transparency, and long-term client success.
To be the preferred financial solutions provider for individuals and SMEs in Kenya.
To provide innovative, efficient, and accessible financing solutions that enable growth.
Client-centric credit appraisal backed by data, contracts, and responsible risk management.
What we offer
Unlock financial freedom with smart choices
Short-term personal credit solutions for emergency needs, asset acquisition, and lifestyle financing..
Working capital and contract-based financing for SMEs and growing enterprises.
Quick loans for employees through structured payroll agreements with employers.
Access cash by advancing funds against approved invoices from reputable corporates.
Funding to support fulfillment of confirmed purchase orders and supply contracts.
Short to medium-term loans for expansion, asset acquisition, or operational support.
Act Now
Start today and unlock growth opportunities
Whether you are an individual or a business, Cashmo Capital provides the funding support you need—when you need it.
Why Choose Us
Knowledge is key to making informed financial decisions
We provide clear and responsible financing information to support informed financial choices.
Loans are assessed using income, cash flows, and repayment ability.
All rates, fees, and terms are disclosed upfront with no hidden charges.
Applications are processed quickly once all requirements are met.
Dedicated support is available throughout your loan journey.
Payment Questions
Most Popular Questions
Individuals with regular income and registered SMEs operating in Kenya may apply, subject to eligibility and credit assessment.
We offer personal loans, business loans, payroll-based credit, invoice discounting, order financing, and term loans.
Most applications are processed within 30 minutes to 24 hours after submission of complete documents.
Basic identification, proof of income or business activity, bank statements, and supporting documents may be required.
Some loan products do not require collateral, subject to credit appraisal and product eligibility.
Loan amounts range from KES 10,000 to KES 10 million, depending on the loan type and assessment outcome.
Repayment periods range from 1 month to 60 months, depending on the product and agreement terms.
Repayments may be made through payroll deductions, direct debit, bank transfer, or agreed repayment schedules.
Yes. SMEs may qualify based on contracts, invoices, or cash flows, even with limited operating history.
Invoice discounting allows businesses to receive funding against approved invoices issued to reputable clients.
Yes. We provide order financing to help businesses fulfill confirmed purchase orders or supply contracts.
Interest rates vary by loan type, tenure, and risk profile, and are disclosed before loan acceptance.
Cashmo Capital is a registered financial services company operating in Kenya.
You can apply online, visit our offices, or contact a Cashmo Capital representative for assistance.
We help you grow through smart financing
Access fast, reliable, and responsible financial solutions designed around your needs.